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This is the ideal percentage of Budgeting Guide.
I make it simpler rather than to base it on my personal needs.
Housing includes rent / electric bill / water bill
Utilities includes phone bill / cell phone Load / gas / cable / internet
Food includes groceries / personal care / baby needs
Transportation includes bus / taxi / fuel / insurance / maintenance / parking
Clothing includes shoes / formal and casual clothes / bags
Medical includes health insurance / check ups / vitamins
Personal and Discretionary includes entertainment / recreation
/ eating out / hair cuts / sports / gym / hobbies
Savings includes future use / investment / traveling /
and it will also serves to maintain your budget in-line.
Dept Payment is optional and avoidable if you can stay on your budgeting guide.
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